Release of Liability
Secure your California Notary practice with a specialized Release of Liability. Stay compliant with CA Civil Code and protect against E&O and bond claims.
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In the high-stakes environment of California notarization, protecting your commission from improper notarization liability and identity fraud is essential. As a Notary Public, a well-crafted Release... Read more
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In the high-stakes environment of California notarization, protecting your commission from improper notarization liability and identity fraud is essential. As a Notary Public, a well-crafted Release of Liability ensures that your role is strictly limited to the execution of acknowledgments or jurats, safeguarding you against disputes over the underlying document's validity. By incorporating California Civil Code requirements and AB 5 worker classification standards, this document mitigates risks of Errors and Omissions (E&O) claims and bond violations, providing a robust legal shield for your signing agent or mobile notary business.
Beyond the standard release of liability sections, this template adds fields specific to Notary Public:
The core legal purpose of a Release of Liability is to protect one party (the Releasee) from legal claims or lawsuits from another party (the Releasor) related to the subject of the release, such as an activity, transaction, or event.
Improper notarization liability
Notaries should maintain comprehensive records and use notary journals to document all notarizations. They should also thoroughly verify the identity of signers and ensure all procedures comply with state laws.
Identity fraud
Use of reliable identification verification processes, adherence to state requirements for signer identification, and maintaining a secure notary journal.
Errors and Omissions (E&O) claims
Purchase E&O insurance to cover potential mistakes or omissions that may occur during notarization processes.
Bond violations
Complying strictly with state laws and regulations to prevent claims against the surety bond. Ensure thorough understanding of the state-specific notarial practices.
For this release of liability to be legally valid:
Common mistakes to avoid:
Revised Model Notary Act (2002)
Guidelines proposed by the National Notary Association (NNA) that provide standards for notarial practice but are not law. Many states use this as a benchmark for their own regulations.
Enforced by National Notary Association (guidance only)
State Notary Laws
Each U.S. state has its own laws that govern the practice and responsibilities of notaries public. These laws typically cover the processes of notarization, use of seals, record-keeping, and penalties.
Enforced by Individual State Notary Commissions
Electronic Signatures in Global and National Commerce Act (E-SIGN)
Establishes the legal legitimacy of electronic signatures and records if certain requirements are met. Affects notaries when performing e-notarizations.
Enforced by Federal Trade Commission
Uniform Electronic Transactions Act (UETA)
Adopted by most states, UETA provides similar recognition of electronic signatures and records at the state level, impacting how notaries perform their duties electronically.
Enforced by State Governments
Recommended coverage: Errors and Omissions Insurance · Bond Insurance
While a Release of Liability helps mitigate personal financial loss by defining the scope of your notarial duties and securing an indemnification clause, it does not override your statutory obligation to the State of California. You must still comply with California-specific notary laws to prevent claims against your mandatory surety bond. This document is a critical secondary defense against civil litigation from the Releasor.
Under California Civil Code, a general release typically does not extend to claims which the creditor does not know or suspect to exist. Our document includes specific waiver language to address both known and unknown claims, ensuring you are protected from future disputes arising from the signing event or journal entry records.
Yes. While you cannot contract away your duty to follow state law, you can use a release and assumption of risk clause to clarify that you are not responsible for the legal sufficiency or truthfulness of the document contents, only for the verification of the signer's identity and the proper application of your notary seal.
Yes. For California Notaries operating as independent contractors, it is vital to establish the nature of the relationship to avoid reclassification issues. This release helps document the transactional nature of the signing service, aligning with the ABC test standards found in the California Labor Code.
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