Liability Waiver
Download a professional liability waiver for life coach services. Safeguard against scope of practice claims, results liability, and unlicensed therapy accusations with a
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As a life coach guiding clients through transformative sessions, goal setting, and accountability partnerships, you face unique risks that a generic waiver simply won't cover. Imagine a client who... Read more
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Legal Document
This Liability Waiver and Release of Claims (this "Waiver") is made and entered into as of [date] by and between [company_name] (the "Released Party"), including its officers, directors, employees, agents, representatives, successors, and assigns, and [participant_name] (the "Participant"). In consideration of the Participant being permitted to participate in the activities described herein, and for other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged, the Participant agrees as follows:
The Participant hereby acknowledges and agrees that participation in the following activity or activities provided by [company_name]: [activity_description] (collectively, the "Activities"), involves inherent risks, dangers, and hazards that may result in serious personal injury, permanent disability, paralysis, death, or property damage or loss. Such risks include, but are not limited to: physical exertion and strain; contact with other participants, equipment, surfaces, or natural features; adverse weather conditions; equipment failure or malfunction; inadequate or negligent instruction or supervision; the negligence of other participants or third parties; and any other risks inherent in or arising from the Activities, whether or not specifically identified herein. THE PARTICIPANT HEREBY EXPRESSLY AND VOLUNTARILY ASSUMES ALL RISKS OF INJURY, ILLNESS, DAMAGE, OR LOSS ARISING FROM OR RELATED TO THE ACTIVITIES, WHETHER ARISING FROM THE NEGLIGENCE OF THE RELEASED PARTY OR OTHERWISE, AND WHETHER SUCH RISKS ARE KNOWN OR UNKNOWN, FORESEEABLE OR UNFORESEEABLE, AT THE TIME OF EXECUTION OF THIS WAIVER. The Participant acknowledges that the Participant has had a full and adequate opportunity to review and consider the nature of the Activities and the risks described herein, and the Participant's assumption of risk is made knowingly, voluntarily, and without coercion or duress of any kind.
In consideration of being permitted to participate in the Activities, the Participant, on behalf of the Participant and the Participant's heirs, executors, administrators, personal representatives, assignees, and next of kin, hereby FOREVER RELEASES, WAIVES, DISCHARGES, AND COVENANTS NOT TO SUE [company_name], its officers, directors, employees, agents, representatives, volunteers, affiliates, subsidiaries, parent companies, successors, and assigns (collectively, the "Released Parties") from and against any and all claims, demands, actions, causes of action, suits, liabilities, obligations, damages, losses, costs, expenses (including reasonable attorneys' fees), and judgments of every kind and nature whatsoever, whether known or unknown, suspected or unsuspected, fixed or contingent, that the Participant now has, has ever had, or may hereafter have against the Released Parties, arising out of, connected with, or in any way related to the Participant's participation in the Activities, including but not limited to claims arising from the negligence (whether active or passive), gross negligence, or willful misconduct of the Released Parties, or from any defect or dangerous condition of the premises, facilities, or equipment used in connection with the Activities (collectively, the "Released Claims"). This release is intended to be as broad and inclusive as permitted by applicable law.
The Participant agrees to INDEMNIFY, DEFEND, AND HOLD HARMLESS [company_name] and the Released Parties from and against any and all claims, demands, actions, causes of action, suits, liabilities, obligations, damages, losses, costs, and expenses (including reasonable attorneys' fees and court costs) brought by or on behalf of the Participant, the Participant's heirs, executors, administrators, personal representatives, assignees, next of kin, or any third party, arising out of, connected with, or in any way related to the Participant's participation in the Activities, including but not limited to any claims arising from the Participant's own negligence, breach of this Waiver, or violation of any applicable law, rule, or regulation. This indemnification obligation shall survive the termination or expiration of this Waiver.
The Participant hereby authorizes [company_name] and its employees, agents, and representatives to obtain or provide emergency medical treatment for the Participant in the event of an injury, illness, or medical emergency arising during or in connection with the Participant's participation in the Activities, including but not limited to first aid, CPR, transportation to a medical facility, and any other emergency medical care deemed necessary by medical professionals or by [company_name] personnel. The Participant acknowledges and agrees that the Participant shall be solely responsible for all costs, fees, and expenses associated with any such medical treatment, including emergency transportation, hospitalization, surgery, and any follow-up care. The Participant releases the Released Parties from any and all liability arising from the provision of, or failure to provide, emergency medical treatment.
The Participant hereby acknowledges and represents that: (a) the Participant has carefully read this Waiver in its entirety and fully understands its terms and conditions; (b) the Participant is aware that this Waiver constitutes a legally binding contract and a complete release of all liability owed to the Participant by the Released Parties; (c) the Participant has signed this Waiver freely, voluntarily, and without coercion, duress, or undue influence of any kind; (d) the Participant is at least eighteen (18) years of age and is legally competent to enter into this Waiver; (e) the Participant has had the opportunity to consult with legal counsel of the Participant's choosing before executing this Waiver and has either done so or has voluntarily elected not to do so; (f) no oral representations, statements, promises, or inducements apart from the terms set forth in this Waiver have been made to the Participant; and (g) the Participant intends this Waiver to be a complete and unconditional release of all liability to the greatest extent permitted by applicable law.
This Waiver shall be governed by, construed, and enforced in accordance with the laws of the state in which [company_name] maintains its principal place of business, without regard to any conflict of laws principles that would require the application of the law of any other jurisdiction. In the event that any dispute arises under or in connection with this Waiver, the Participant irrevocably consents to the exclusive jurisdiction and venue of the state and federal courts located in the jurisdiction of [company_name]'s principal place of business, and the Participant hereby waives any objection to such jurisdiction or venue, including any objection based on inconvenient forum. If any provision of this Waiver is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other provision of this Waiver, and the remaining provisions shall continue in full force and effect. This Waiver constitutes the entire agreement between [company_name] and the Participant with respect to the subject matter hereof and supersedes all prior or contemporaneous agreements, understandings, and representations, whether written or oral.
Client expressly acknowledges and agrees that all services provided constitute life coaching only, focused exclusively on goal setting, personal accountability, discovery calls, and transformative personal development strategies. The Life Coach is not a licensed therapist, counselor, or medical professional and does not provide therapy, psychological counseling, or medical advice of any kind. This agreement explicitly distinguishes coaching from regulated mental health services as defined under various State Professional Practice Acts. Client warrants they are seeking coaching for self-improvement purposes and agree not to treat any session content as a substitute for professional mental health care. In accordance with the Federal Trade Commission Act (FTC Act) and its prohibitions on deceptive practices (15 U.S.C. § 45), the Life Coach makes no guarantees of specific results, and Client assumes full responsibility for applying techniques discussed during sessions. Any transformation experienced is the direct result of Client's own efforts and participation.
Client understands and agrees that life coaching outcomes are highly individual and dependent upon Client's active engagement in the processes of intake, goal setting, accountability check-ins, and consistent implementation of strategies between sessions. The Life Coach expressly disclaims any liability for Client's failure to achieve desired personal or professional transformations. This liability waiver for life coach services releases the Coach from any claims related to perceived lack of results, emotional responses to coaching exercises, or changes in life circumstances. Client releases all claims for damages arising from participation in any coaching program, acknowledging per FTC guidelines that no specific outcomes can be promised. This clause is intended to manage expectations consistent with industry standards for ethical coaching practice and to prevent results liability claims that frequently arise when clients experience disappointment despite their own variable commitment levels.
By signing this liability waiver for life coach, the Client affirms they are mentally, emotionally, and physically suitable for participation in coaching sessions and related activities. Client agrees to disclose any relevant health conditions that could impact their coaching experience and acknowledges the Coach is not qualified to diagnose or treat such conditions. Client takes full responsibility for their well-being and decisions made during or after sessions, including any lifestyle changes resulting from goal setting or transformation work. This provision protects against claims that the Coach should have identified underlying issues better suited for licensed professionals. The affirmation aligns with best practices promoted by leading coaching organizations to maintain clear professional boundaries and avoid inadvertently practicing within the scope of regulated therapy as prohibited by State Professional Practice Acts. Client agrees to seek independent professional advice when appropriate and holds the Life Coach harmless for any such referrals or lack thereof.
Client agrees to indemnify, defend, and hold harmless the Life Coach, their business entity, affiliates, and successors from any and all claims, damages, losses, or expenses—including reasonable attorney fees—arising from Client's participation in coaching sessions or from any actions Client takes based on advice or strategies discussed. This includes but is not limited to claims brought by third parties affected by Client's transformed behaviors or decisions made post-coaching. Such indemnification is particularly important given the personal nature of life coaching and the potential for clients to apply insights in ways that impact relationships or business dealings. This clause operates independently of the release of liability and assumption of risk provisions. It is drafted to comply with general contract principles under the Federal Trade Commission Act (FTC Act) standards for transparent business practices while protecting the coach from vicarious liability. Client's obligation to indemnify survives the termination of the coaching relationship.
[no guarantee statement]
BY SIGNING BELOW, THE PARTICIPANT ACKNOWLEDGES THAT THE PARTICIPANT HAS READ THIS WAIVER, FULLY UNDERSTANDS ITS TERMS, UNDERSTANDS THAT THE PARTICIPANT HAS GIVEN UP SUBSTANTIAL RIGHTS BY SIGNING IT, AND SIGNS IT FREELY AND VOLUNTARILY WITHOUT ANY INDUCEMENT.
Participant
Name: Participant
Date: ___________________
As a life coach guiding clients through transformative sessions, goal setting, and accountability partnerships, you face unique risks that a generic waiver simply won't cover. Imagine a client who attended your six-week discovery call series and intensive transformation program suddenly claims your motivational techniques crossed into unlicensed therapy, triggering a complaint with their state licensing board. Or picture a participant blaming you when their personal results fall short of the 'breakthrough' they expected despite your clear emphasis on their own effort and participation. Under the Federal Trade Commission Act (FTC Act), coaches must avoid deceptive claims about outcomes, while State Professional Practice Acts strictly define the boundaries between coaching and regulated mental health services. A tailored liability waiver for life coach services directly addresses these contractual pain points by clearly defining your scope of services, using industry-specific language around intake, sessions, and accountability to distinguish your work from therapy. This document reduces results liability by setting realistic expectations and mitigates unlicensed therapy accusations through explicit disclaimers. Without it, you risk costly legal defense even when you've acted ethically. Our liability waiver for life coach templates help you document informed consent, protect your practice, and maintain focus on what you do best—facilitating positive change for motivated clients across the United States.
Beyond the standard liability waiver sections, this template adds fields specific to Life Coach:
The core legal purpose of a Liability Waiver is to reduce or eliminate the legal liability of an organization or entity by having the participant acknowledge and accept the risks involved in an activity, thereby waiving their right to sue for damages or injuries incurred as a result of their participation.
Results Liability
Include clauses that do not guarantee specific outcomes, instead focusing on effort and the client's participation. Use terms like 'goal setting' and 'accountability' to manage expectations.
Scope of Practice Violations
Clearly define services in contracts, outlining that the life coach is not providing therapy or counseling. Use disclaimers to distinguish life coaching from regulated mental health services.
Unlicensed Therapy Accusations
Include contractual language stating the distinct difference between coaching and therapy, establishing that no therapeutic service is provided.
For this liability waiver to be legally valid:
Common mistakes to avoid:
Federal Trade Commission Act (FTC Act)
Prohibits unfair or deceptive practices in commerce, which applies to life coaches in terms of advertising their services truthfully and not making false claims about outcomes.
Enforced by Federal Trade Commission (FTC)
State Professional Practice Acts
Certain states may have regulations that define what constitutes professional counseling or therapy, and life coaches must be careful not to infringe on these definitions unless appropriately licensed.
Enforced by State Licensing Boards
Recommended coverage: Professional Liability Insurance (Errors & Omissions) · General Liability Insurance
Life coaches face distinct risks such as scope of practice violations and accusations of providing unlicensed therapy that generic forms overlook. A specialized liability waiver for life coach services explicitly distinguishes coaching—focused on goal setting, accountability, and transformation—from clinical therapy. It incorporates language compliant with the FTC Act prohibitions on deceptive outcome claims and helps defend against State Professional Practice Acts challenges. For instance, if a client later alleges your discovery call techniques resembled counseling, the waiver's detailed assumption of risk and release clauses provide documented evidence of informed consent, reducing the likelihood of successful claims.
This waiver targets key industry liabilities including results liability when clients don't achieve expected transformations, scope of practice violations if sessions veer too close to mental health counseling, and unlicensed therapy accusations. It requires participants to acknowledge that coaching is not a substitute for licensed therapy and that outcomes depend on their active participation in sessions and goal setting. By including clear disclaimers and assumption of risk provisions, it aligns with FTC guidelines against misleading advertising and helps prevent disputes that could arise from high-stakes personal development work.
Customization is essential for enforceability. Include details about your unique offerings such as intake processes, discovery calls, or group transformation programs. Clearly describe the non-therapeutic nature of your services to avoid crossing into areas regulated by State Professional Practice Acts. Add any specific risks related to your methodology, like visualization exercises or accountability partnerships. Ensure the document is reviewed for compliance with the FTC Act regarding truthful advertising of potential results. The waiver should be presented before any paid sessions begin so clients have time to review and understand it fully.
While no universal license exists for life coaching, this waiver is designed to be enforceable when properly executed with clear language, informed consent, and participant signatures. It includes required elements like release of liability, assumption of risk, and governing law clauses. Effectiveness depends on state-specific interpretations of liability waivers; some jurisdictions scrutinize broad waivers more closely. We recommend consulting local counsel to verify alignment with relevant State Professional Practice Acts and FTC regulations. Electronic signatures are generally acceptable, but best practices include giving clients ample opportunity to ask questions before signing.
State laws affect what must be in this document. Pick your jurisdiction.
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