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Power of Attorney

Power of Attorney for Cryptocurrency Fund Manager in Maryland

Create a tailored Power of Attorney for Cryptocurrency Fund Manager in Maryland. Manage wallets, cold storage, SEC-registered RIA duties, and DeFi assets during absence.

By The PaperForge Editorial Team·Last updated June 11, 2026
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As a Cryptocurrency Fund Manager operating in Maryland, you face unique challenges when market volatility or regulatory scrutiny suddenly demands your immediate attention. Imagine you are in the... Read more

Customize your Power of Attorney

17 fields · Takes about 2 minutes

Parties
Authority

Be specific about which decisions and actions the agent may take.

Terms
Signatures
Asset Controls

Provide sufficient detail for the agent to identify and access assets under your management. Include any multi-signature requirements.

Regulatory Oversight

Detail criteria the agent must follow to avoid misclassification under the Securities Act of 1933.

Risk Management
$
Agent Qualifications

Power of Attorney

Legal Document

KNOW ALL PERSONS BY THESE PRESENTS, that I, [principal_name] (the "Principal"), a resident of the State of [state_law], being of sound mind and under no duress, do hereby make, constitute, and appoint [agent_name] (the "Agent" or "Attorney-in-Fact") as my true and lawful Agent, to act for me and in my name, place, and stead, with respect to the powers and authority described herein.

WHEREAS, the Principal desires to appoint the Agent to act on the Principal's behalf with respect to certain matters, as more particularly described herein; and

WHEREAS, the Agent is willing to accept such appointment and to act in accordance with the terms and conditions set forth in this instrument; and

WHEREAS, the Principal intends this Power of Attorney to be governed by the laws of the State of [state_law] and all applicable provisions of the Uniform Power of Attorney Act as adopted therein.

NOW, THEREFORE, the Principal hereby declares and grants this Power of Attorney as follows:

1. Appointment of Agent

The Principal hereby appoints [agent_name] as the Principal's Attorney-in-Fact (the "Agent"). The Agent shall have the authority to act on behalf of the Principal in all matters described in this instrument, subject to any limitations expressly set forth herein. The Agent shall exercise such powers in a fiduciary capacity, in good faith, and in the best interests of the Principal at all times. The Agent shall act with the care, competence, and diligence ordinarily exercised by agents in similar circumstances and shall not engage in any self-dealing or conflict of interest unless expressly authorized herein.

2. Type of Authority

The authority granted to the Agent under this Power of Attorney is designated as follows and shall be construed in accordance with the applicable type of authority selected below.

3. Powers Granted

Subject to the type of authority designated above, the Principal hereby grants the Agent the following specific powers and authority: [powers_granted] The Agent shall exercise the foregoing powers prudently and in the Principal's best interests. In the event of any ambiguity regarding the scope of the powers granted herein, such ambiguity shall be resolved in favor of granting the Agent the authority reasonably necessary to carry out the Principal's stated intentions. The Agent may employ and compensate, at the Principal's expense, such professionals, advisors, accountants, and attorneys as the Agent deems reasonably necessary to assist in the performance of the Agent's duties hereunder.

4. Effective Date and Duration

This Power of Attorney shall become effective as of [effective_date], subject to any springing provisions described in Section 2 above.

5. Third-Party Reliance

Any third party who receives a copy of this Power of Attorney, whether original, photocopy, or electronically transmitted, may rely upon the authority granted herein and may act in accordance with the Agent's instructions without liability to the Principal or the Principal's estate, heirs, or assigns. No third party shall be required to inquire into the validity or continuing effectiveness of this instrument, nor shall any third party be liable for acting in good faith reliance upon this Power of Attorney. A third party who refuses to honor this Power of Attorney may be liable for attorneys' fees and damages as provided by applicable law. The Principal hereby agrees to indemnify and hold harmless any third party who acts in good faith reliance upon the representations and authority of the Agent under this instrument.

6. Revocation

The Principal reserves the right to revoke, amend, or modify this Power of Attorney at any time, provided that the Principal has the legal capacity to do so. Any revocation, amendment, or modification shall be in writing and shall be effective upon delivery of written notice to the Agent and to any third party who has previously relied upon this instrument. Until a third party receives actual written notice of revocation, such third party may continue to rely upon the authority granted herein and shall not be liable for any actions taken in good faith reliance upon this Power of Attorney prior to receiving such notice. Upon revocation, the Agent shall promptly return to the Principal all documents, records, property, and funds in the Agent's possession or control that belong to or relate to the affairs of the Principal.

7. Governing Law

This Power of Attorney shall be governed by, and construed and enforced in accordance with, the laws of the State of [state_law], including but not limited to the Uniform Power of Attorney Act as adopted by the State of [state_law] and any amendments thereto. The Principal consents to the exclusive jurisdiction of the courts of the State of [state_law] for the resolution of any disputes arising out of or relating to this instrument. If any provision of this Power of Attorney is held to be invalid, illegal, or unenforceable, such provision shall be severed from this instrument and the remaining provisions shall continue in full force and effect.

Additional Provisions

Maryland-Specific Digital Asset Custody and Personal Information Protection

The Agent is authorized to manage all digital asset custody arrangements using cold storage solutions and insured providers, provided that any handling of investor personal data strictly complies with the Maryland Personal Information Protection Act (Md. Code Ann., Com. Law § 14-3501 et seq.). The Agent shall maintain detailed records of all wallet transactions and access logs to support compliance with the Bank Secrecy Act and FinCEN MSB requirements. This clause ensures that custody risk is mitigated while protecting Maryland residents’ data during any transfer of authority, and the Agent shall not engage in any action that would violate Maryland’s consumer protection standards under the MD Consumer Protection Act. In the event of a data breach involving fund investor information, the Agent must follow Maryland’s mandatory notification timelines. This provision is essential for Cryptocurrency Fund Managers registered as RIAs to avoid regulatory sanctions.

Compliance with Investment Advisers Act and Maryland Wage Payment Rules

The Agent shall exercise all powers granted herein in full compliance with the Investment Advisers Act of 1940 (15 U.S.C. § 80b-1 et seq.) and the fiduciary duties owed to fund investors. When making decisions that impact fund employees or service providers earning less than $31,200 annually, the Agent must adhere to the Maryland Wage Payment and Collection Law (Md. Code Lab. & Empl. § 3-501 et seq.) and the non-compete limitations for low-wage workers under Md. Code Lab. & Empl. § 3-716. No action shall be taken that could recharacterize the Fund’s token holdings as unregistered securities under the Securities Act of 1933 without prior consultation with designated legal counsel. This ensures regulatory compliance risk is managed and prevents conflicts of interest in fee structures or redemption handling, particularly during periods of market volatility common in cryptocurrency fund management in Maryland.

Authority Limited by Commodity Exchange Act and Revocation Safeguards

All powers concerning futures, options, or commodity interests in cryptocurrency shall be exercised solely in accordance with the Commodity Exchange Act (7 U.S.C. § 1 et seq.) as administered by the CFTC. The Agent is prohibited from initiating new staking positions or smart contract deployments that exceed the risk parameters established in the Fund’s governing documents without written confirmation from the principal’s designated compliance officer. This POA shall be governed by Maryland law and may be revoked by the Principal at any time by delivering written notice to the Agent and all relevant exchanges or custodians in accordance with Maryland’s Statute of Frauds requirements (Md. Code Com. Law § 2-201). Such revocation automatically terminates the Agent’s access to all digital wallets and DeFi protocols. This provision protects the Cryptocurrency Fund Manager from unauthorized actions that could trigger regulatory violations or investor claims.

Additional Details

List of Primary Cryptocurrency Wallet Addresses and Cold Storage Locations:

[crypto wallet addresses]

Authorized DeFi Protocols and Staking Platforms: [authorized defi protocols]
SEC RIA Compliance Officer or Legal Counsel Email: [ria compliance contact]
Custody Insurance Provider and Policy Number: [custody insurance provider]
Token Classification and Securities Determination Guidelines:

[token classification guidelines]

Maryland Low-Wage Employee Threshold for Compensation Decisions: [maryland employee wage threshold]
Agent Has Demonstrated Experience with Cryptocurrency Wallets and Smart Contracts: No
FinCEN MSB Registration Number (if applicable): [principal fincen msb id]

IN WITNESS WHEREOF, I have executed this Power of Attorney on the date first written above.

Principal

Name: Principal

Date: ___________________

Power of Attorney

Legal Document

KNOW ALL PERSONS BY THESE PRESENTS, that I, [principal_name] (the "Principal"), a resident of the State of [state_law], being of sound mind and under no duress, do hereby make, constitute, and appoint [agent_name] (the "Agent" or "Attorney-in-Fact") as my true and lawful Agent, to act for me and in my name, place, and stead, with respect to the powers and authority described herein.

WHEREAS, the Principal desires to appoint the Agent to act on the Principal's behalf with respect to certain matters, as more particularly described herein; and

WHEREAS, the Agent is willing to accept such appointment and to act in accordance with the terms and conditions set forth in this instrument; and

WHEREAS, the Principal intends this Power of Attorney to be governed by the laws of the State of [state_law] and all applicable provisions of the Uniform Power of Attorney Act as adopted therein.

NOW, THEREFORE, the Principal hereby declares and grants this Power of Attorney as follows:

1. Appointment of Agent

The Principal hereby appoints [agent_name] as the Principal's Attorney-in-Fact (the "Agent"). The Agent shall have the authority to act on behalf of the Principal in all matters described in this instrument, subject to any limitations expressly set forth herein. The Agent shall exercise such powers in a fiduciary capacity, in good faith, and in the best interests of the Principal at all times. The Agent shall act with the care, competence, and diligence ordinarily exercised by agents in similar circumstances and shall not engage in any self-dealing or conflict of interest unless expressly authorized herein.

2. Type of Authority

The authority granted to the Agent under this Power of Attorney is designated as follows and shall be construed in accordance with the applicable type of authority selected below.

3. Powers Granted

Subject to the type of authority designated above, the Principal hereby grants the Agent the following specific powers and authority: [powers_granted] The Agent shall exercise the foregoing powers prudently and in the Principal's best interests. In the event of any ambiguity regarding the scope of the powers granted herein, such ambiguity shall be resolved in favor of granting the Agent the authority reasonably necessary to carry out the Principal's stated intentions. The Agent may employ and compensate, at the Principal's expense, such professionals, advisors, accountants, and attorneys as the Agent deems reasonably necessary to assist in the performance of the Agent's duties hereunder.

4. Effective Date and Duration

This Power of Attorney shall become effective as of [effective_date], subject to any springing provisions described in Section 2 above.

5. Third-Party Reliance

Any third party who receives a copy of this Power of Attorney, whether original, photocopy, or electronically transmitted, may rely upon the authority granted herein and may act in accordance with the Agent's instructions without liability to the Principal or the Principal's estate, heirs, or assigns. No third party shall be required to inquire into the validity or continuing effectiveness of this instrument, nor shall any third party be liable for acting in good faith reliance upon this Power of Attorney. A third party who refuses to honor this Power of Attorney may be liable for attorneys' fees and damages as provided by applicable law. The Principal hereby agrees to indemnify and hold harmless any third party who acts in good faith reliance upon the representations and authority of the Agent under this instrument.

6. Revocation

The Principal reserves the right to revoke, amend, or modify this Power of Attorney at any time, provided that the Principal has the legal capacity to do so. Any revocation, amendment, or modification shall be in writing and shall be effective upon delivery of written notice to the Agent and to any third party who has previously relied upon this instrument. Until a third party receives actual written notice of revocation, such third party may continue to rely upon the authority granted herein and shall not be liable for any actions taken in good faith reliance upon this Power of Attorney prior to receiving such notice. Upon revocation, the Agent shall promptly return to the Principal all documents, records, property, and funds in the Agent's possession or control that belong to or relate to the affairs of the Principal.

7. Governing Law

This Power of Attorney shall be governed by, and construed and enforced in accordance with, the laws of the State of [state_law], including but not limited to the Uniform Power of Attorney Act as adopted by the State of [state_law] and any amendments thereto. The Principal consents to the exclusive jurisdiction of the courts of the State of [state_law] for the resolution of any disputes arising out of or relating to this instrument. If any provision of this Power of Attorney is held to be invalid, illegal, or unenforceable, such provision shall be severed from this instrument and the remaining provisions shall continue in full force and effect.

Additional Provisions

Maryland-Specific Digital Asset Custody and Personal Information Protection

The Agent is authorized to manage all digital asset custody arrangements using cold storage solutions and insured providers, provided that any handling of investor personal data strictly complies with the Maryland Personal Information Protection Act (Md. Code Ann., Com. Law § 14-3501 et seq.). The Agent shall maintain detailed records of all wallet transactions and access logs to support compliance with the Bank Secrecy Act and FinCEN MSB requirements. This clause ensures that custody risk is mitigated while protecting Maryland residents’ data during any transfer of authority, and the Agent shall not engage in any action that would violate Maryland’s consumer protection standards under the MD Consumer Protection Act. In the event of a data breach involving fund investor information, the Agent must follow Maryland’s mandatory notification timelines. This provision is essential for Cryptocurrency Fund Managers registered as RIAs to avoid regulatory sanctions.

Compliance with Investment Advisers Act and Maryland Wage Payment Rules

The Agent shall exercise all powers granted herein in full compliance with the Investment Advisers Act of 1940 (15 U.S.C. § 80b-1 et seq.) and the fiduciary duties owed to fund investors. When making decisions that impact fund employees or service providers earning less than $31,200 annually, the Agent must adhere to the Maryland Wage Payment and Collection Law (Md. Code Lab. & Empl. § 3-501 et seq.) and the non-compete limitations for low-wage workers under Md. Code Lab. & Empl. § 3-716. No action shall be taken that could recharacterize the Fund’s token holdings as unregistered securities under the Securities Act of 1933 without prior consultation with designated legal counsel. This ensures regulatory compliance risk is managed and prevents conflicts of interest in fee structures or redemption handling, particularly during periods of market volatility common in cryptocurrency fund management in Maryland.

Authority Limited by Commodity Exchange Act and Revocation Safeguards

All powers concerning futures, options, or commodity interests in cryptocurrency shall be exercised solely in accordance with the Commodity Exchange Act (7 U.S.C. § 1 et seq.) as administered by the CFTC. The Agent is prohibited from initiating new staking positions or smart contract deployments that exceed the risk parameters established in the Fund’s governing documents without written confirmation from the principal’s designated compliance officer. This POA shall be governed by Maryland law and may be revoked by the Principal at any time by delivering written notice to the Agent and all relevant exchanges or custodians in accordance with Maryland’s Statute of Frauds requirements (Md. Code Com. Law § 2-201). Such revocation automatically terminates the Agent’s access to all digital wallets and DeFi protocols. This provision protects the Cryptocurrency Fund Manager from unauthorized actions that could trigger regulatory violations or investor claims.

Additional Details

List of Primary Cryptocurrency Wallet Addresses and Cold Storage Locations:

[crypto wallet addresses]

Authorized DeFi Protocols and Staking Platforms: [authorized defi protocols]
SEC RIA Compliance Officer or Legal Counsel Email: [ria compliance contact]
Custody Insurance Provider and Policy Number: [custody insurance provider]
Token Classification and Securities Determination Guidelines:

[token classification guidelines]

Maryland Low-Wage Employee Threshold for Compensation Decisions: [maryland employee wage threshold]
Agent Has Demonstrated Experience with Cryptocurrency Wallets and Smart Contracts: No
FinCEN MSB Registration Number (if applicable): [principal fincen msb id]

IN WITNESS WHEREOF, I have executed this Power of Attorney on the date first written above.

Principal

Name: Principal

Date: ___________________

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Customize your Power of Attorney

17 fields · Takes about 2 minutes

Parties
Authority

Be specific about which decisions and actions the agent may take.

Terms
Signatures
Asset Controls

Provide sufficient detail for the agent to identify and access assets under your management. Include any multi-signature requirements.

Regulatory Oversight

Detail criteria the agent must follow to avoid misclassification under the Securities Act of 1933.

Risk Management
$
Agent Qualifications

Power of Attorney

Legal Document

KNOW ALL PERSONS BY THESE PRESENTS, that I, [principal_name] (the "Principal"), a resident of the State of [state_law], being of sound mind and under no duress, do hereby make, constitute, and appoint [agent_name] (the "Agent" or "Attorney-in-Fact") as my true and lawful Agent, to act for me and in my name, place, and stead, with respect to the powers and authority described herein.

WHEREAS, the Principal desires to appoint the Agent to act on the Principal's behalf with respect to certain matters, as more particularly described herein; and

WHEREAS, the Agent is willing to accept such appointment and to act in accordance with the terms and conditions set forth in this instrument; and

WHEREAS, the Principal intends this Power of Attorney to be governed by the laws of the State of [state_law] and all applicable provisions of the Uniform Power of Attorney Act as adopted therein.

NOW, THEREFORE, the Principal hereby declares and grants this Power of Attorney as follows:

1. Appointment of Agent

The Principal hereby appoints [agent_name] as the Principal's Attorney-in-Fact (the "Agent"). The Agent shall have the authority to act on behalf of the Principal in all matters described in this instrument, subject to any limitations expressly set forth herein. The Agent shall exercise such powers in a fiduciary capacity, in good faith, and in the best interests of the Principal at all times. The Agent shall act with the care, competence, and diligence ordinarily exercised by agents in similar circumstances and shall not engage in any self-dealing or conflict of interest unless expressly authorized herein.

2. Type of Authority

The authority granted to the Agent under this Power of Attorney is designated as follows and shall be construed in accordance with the applicable type of authority selected below.

3. Powers Granted

Subject to the type of authority designated above, the Principal hereby grants the Agent the following specific powers and authority: [powers_granted] The Agent shall exercise the foregoing powers prudently and in the Principal's best interests. In the event of any ambiguity regarding the scope of the powers granted herein, such ambiguity shall be resolved in favor of granting the Agent the authority reasonably necessary to carry out the Principal's stated intentions. The Agent may employ and compensate, at the Principal's expense, such professionals, advisors, accountants, and attorneys as the Agent deems reasonably necessary to assist in the performance of the Agent's duties hereunder.

4. Effective Date and Duration

This Power of Attorney shall become effective as of [effective_date], subject to any springing provisions described in Section 2 above.

5. Third-Party Reliance

Any third party who receives a copy of this Power of Attorney, whether original, photocopy, or electronically transmitted, may rely upon the authority granted herein and may act in accordance with the Agent's instructions without liability to the Principal or the Principal's estate, heirs, or assigns. No third party shall be required to inquire into the validity or continuing effectiveness of this instrument, nor shall any third party be liable for acting in good faith reliance upon this Power of Attorney. A third party who refuses to honor this Power of Attorney may be liable for attorneys' fees and damages as provided by applicable law. The Principal hereby agrees to indemnify and hold harmless any third party who acts in good faith reliance upon the representations and authority of the Agent under this instrument.

6. Revocation

The Principal reserves the right to revoke, amend, or modify this Power of Attorney at any time, provided that the Principal has the legal capacity to do so. Any revocation, amendment, or modification shall be in writing and shall be effective upon delivery of written notice to the Agent and to any third party who has previously relied upon this instrument. Until a third party receives actual written notice of revocation, such third party may continue to rely upon the authority granted herein and shall not be liable for any actions taken in good faith reliance upon this Power of Attorney prior to receiving such notice. Upon revocation, the Agent shall promptly return to the Principal all documents, records, property, and funds in the Agent's possession or control that belong to or relate to the affairs of the Principal.

7. Governing Law

This Power of Attorney shall be governed by, and construed and enforced in accordance with, the laws of the State of [state_law], including but not limited to the Uniform Power of Attorney Act as adopted by the State of [state_law] and any amendments thereto. The Principal consents to the exclusive jurisdiction of the courts of the State of [state_law] for the resolution of any disputes arising out of or relating to this instrument. If any provision of this Power of Attorney is held to be invalid, illegal, or unenforceable, such provision shall be severed from this instrument and the remaining provisions shall continue in full force and effect.

Additional Provisions

Maryland-Specific Digital Asset Custody and Personal Information Protection

The Agent is authorized to manage all digital asset custody arrangements using cold storage solutions and insured providers, provided that any handling of investor personal data strictly complies with the Maryland Personal Information Protection Act (Md. Code Ann., Com. Law § 14-3501 et seq.). The Agent shall maintain detailed records of all wallet transactions and access logs to support compliance with the Bank Secrecy Act and FinCEN MSB requirements. This clause ensures that custody risk is mitigated while protecting Maryland residents’ data during any transfer of authority, and the Agent shall not engage in any action that would violate Maryland’s consumer protection standards under the MD Consumer Protection Act. In the event of a data breach involving fund investor information, the Agent must follow Maryland’s mandatory notification timelines. This provision is essential for Cryptocurrency Fund Managers registered as RIAs to avoid regulatory sanctions.

Compliance with Investment Advisers Act and Maryland Wage Payment Rules

The Agent shall exercise all powers granted herein in full compliance with the Investment Advisers Act of 1940 (15 U.S.C. § 80b-1 et seq.) and the fiduciary duties owed to fund investors. When making decisions that impact fund employees or service providers earning less than $31,200 annually, the Agent must adhere to the Maryland Wage Payment and Collection Law (Md. Code Lab. & Empl. § 3-501 et seq.) and the non-compete limitations for low-wage workers under Md. Code Lab. & Empl. § 3-716. No action shall be taken that could recharacterize the Fund’s token holdings as unregistered securities under the Securities Act of 1933 without prior consultation with designated legal counsel. This ensures regulatory compliance risk is managed and prevents conflicts of interest in fee structures or redemption handling, particularly during periods of market volatility common in cryptocurrency fund management in Maryland.

Authority Limited by Commodity Exchange Act and Revocation Safeguards

All powers concerning futures, options, or commodity interests in cryptocurrency shall be exercised solely in accordance with the Commodity Exchange Act (7 U.S.C. § 1 et seq.) as administered by the CFTC. The Agent is prohibited from initiating new staking positions or smart contract deployments that exceed the risk parameters established in the Fund’s governing documents without written confirmation from the principal’s designated compliance officer. This POA shall be governed by Maryland law and may be revoked by the Principal at any time by delivering written notice to the Agent and all relevant exchanges or custodians in accordance with Maryland’s Statute of Frauds requirements (Md. Code Com. Law § 2-201). Such revocation automatically terminates the Agent’s access to all digital wallets and DeFi protocols. This provision protects the Cryptocurrency Fund Manager from unauthorized actions that could trigger regulatory violations or investor claims.

Additional Details

List of Primary Cryptocurrency Wallet Addresses and Cold Storage Locations:

[crypto wallet addresses]

Authorized DeFi Protocols and Staking Platforms: [authorized defi protocols]
SEC RIA Compliance Officer or Legal Counsel Email: [ria compliance contact]
Custody Insurance Provider and Policy Number: [custody insurance provider]
Token Classification and Securities Determination Guidelines:

[token classification guidelines]

Maryland Low-Wage Employee Threshold for Compensation Decisions: [maryland employee wage threshold]
Agent Has Demonstrated Experience with Cryptocurrency Wallets and Smart Contracts: No
FinCEN MSB Registration Number (if applicable): [principal fincen msb id]

IN WITNESS WHEREOF, I have executed this Power of Attorney on the date first written above.

Principal

Name: Principal

Date: ___________________

Power of Attorney

Legal Document

KNOW ALL PERSONS BY THESE PRESENTS, that I, [principal_name] (the "Principal"), a resident of the State of [state_law], being of sound mind and under no duress, do hereby make, constitute, and appoint [agent_name] (the "Agent" or "Attorney-in-Fact") as my true and lawful Agent, to act for me and in my name, place, and stead, with respect to the powers and authority described herein.

WHEREAS, the Principal desires to appoint the Agent to act on the Principal's behalf with respect to certain matters, as more particularly described herein; and

WHEREAS, the Agent is willing to accept such appointment and to act in accordance with the terms and conditions set forth in this instrument; and

WHEREAS, the Principal intends this Power of Attorney to be governed by the laws of the State of [state_law] and all applicable provisions of the Uniform Power of Attorney Act as adopted therein.

NOW, THEREFORE, the Principal hereby declares and grants this Power of Attorney as follows:

1. Appointment of Agent

The Principal hereby appoints [agent_name] as the Principal's Attorney-in-Fact (the "Agent"). The Agent shall have the authority to act on behalf of the Principal in all matters described in this instrument, subject to any limitations expressly set forth herein. The Agent shall exercise such powers in a fiduciary capacity, in good faith, and in the best interests of the Principal at all times. The Agent shall act with the care, competence, and diligence ordinarily exercised by agents in similar circumstances and shall not engage in any self-dealing or conflict of interest unless expressly authorized herein.

2. Type of Authority

The authority granted to the Agent under this Power of Attorney is designated as follows and shall be construed in accordance with the applicable type of authority selected below.

3. Powers Granted

Subject to the type of authority designated above, the Principal hereby grants the Agent the following specific powers and authority: [powers_granted] The Agent shall exercise the foregoing powers prudently and in the Principal's best interests. In the event of any ambiguity regarding the scope of the powers granted herein, such ambiguity shall be resolved in favor of granting the Agent the authority reasonably necessary to carry out the Principal's stated intentions. The Agent may employ and compensate, at the Principal's expense, such professionals, advisors, accountants, and attorneys as the Agent deems reasonably necessary to assist in the performance of the Agent's duties hereunder.

4. Effective Date and Duration

This Power of Attorney shall become effective as of [effective_date], subject to any springing provisions described in Section 2 above.

5. Third-Party Reliance

Any third party who receives a copy of this Power of Attorney, whether original, photocopy, or electronically transmitted, may rely upon the authority granted herein and may act in accordance with the Agent's instructions without liability to the Principal or the Principal's estate, heirs, or assigns. No third party shall be required to inquire into the validity or continuing effectiveness of this instrument, nor shall any third party be liable for acting in good faith reliance upon this Power of Attorney. A third party who refuses to honor this Power of Attorney may be liable for attorneys' fees and damages as provided by applicable law. The Principal hereby agrees to indemnify and hold harmless any third party who acts in good faith reliance upon the representations and authority of the Agent under this instrument.

6. Revocation

The Principal reserves the right to revoke, amend, or modify this Power of Attorney at any time, provided that the Principal has the legal capacity to do so. Any revocation, amendment, or modification shall be in writing and shall be effective upon delivery of written notice to the Agent and to any third party who has previously relied upon this instrument. Until a third party receives actual written notice of revocation, such third party may continue to rely upon the authority granted herein and shall not be liable for any actions taken in good faith reliance upon this Power of Attorney prior to receiving such notice. Upon revocation, the Agent shall promptly return to the Principal all documents, records, property, and funds in the Agent's possession or control that belong to or relate to the affairs of the Principal.

7. Governing Law

This Power of Attorney shall be governed by, and construed and enforced in accordance with, the laws of the State of [state_law], including but not limited to the Uniform Power of Attorney Act as adopted by the State of [state_law] and any amendments thereto. The Principal consents to the exclusive jurisdiction of the courts of the State of [state_law] for the resolution of any disputes arising out of or relating to this instrument. If any provision of this Power of Attorney is held to be invalid, illegal, or unenforceable, such provision shall be severed from this instrument and the remaining provisions shall continue in full force and effect.

Additional Provisions

Maryland-Specific Digital Asset Custody and Personal Information Protection

The Agent is authorized to manage all digital asset custody arrangements using cold storage solutions and insured providers, provided that any handling of investor personal data strictly complies with the Maryland Personal Information Protection Act (Md. Code Ann., Com. Law § 14-3501 et seq.). The Agent shall maintain detailed records of all wallet transactions and access logs to support compliance with the Bank Secrecy Act and FinCEN MSB requirements. This clause ensures that custody risk is mitigated while protecting Maryland residents’ data during any transfer of authority, and the Agent shall not engage in any action that would violate Maryland’s consumer protection standards under the MD Consumer Protection Act. In the event of a data breach involving fund investor information, the Agent must follow Maryland’s mandatory notification timelines. This provision is essential for Cryptocurrency Fund Managers registered as RIAs to avoid regulatory sanctions.

Compliance with Investment Advisers Act and Maryland Wage Payment Rules

The Agent shall exercise all powers granted herein in full compliance with the Investment Advisers Act of 1940 (15 U.S.C. § 80b-1 et seq.) and the fiduciary duties owed to fund investors. When making decisions that impact fund employees or service providers earning less than $31,200 annually, the Agent must adhere to the Maryland Wage Payment and Collection Law (Md. Code Lab. & Empl. § 3-501 et seq.) and the non-compete limitations for low-wage workers under Md. Code Lab. & Empl. § 3-716. No action shall be taken that could recharacterize the Fund’s token holdings as unregistered securities under the Securities Act of 1933 without prior consultation with designated legal counsel. This ensures regulatory compliance risk is managed and prevents conflicts of interest in fee structures or redemption handling, particularly during periods of market volatility common in cryptocurrency fund management in Maryland.

Authority Limited by Commodity Exchange Act and Revocation Safeguards

All powers concerning futures, options, or commodity interests in cryptocurrency shall be exercised solely in accordance with the Commodity Exchange Act (7 U.S.C. § 1 et seq.) as administered by the CFTC. The Agent is prohibited from initiating new staking positions or smart contract deployments that exceed the risk parameters established in the Fund’s governing documents without written confirmation from the principal’s designated compliance officer. This POA shall be governed by Maryland law and may be revoked by the Principal at any time by delivering written notice to the Agent and all relevant exchanges or custodians in accordance with Maryland’s Statute of Frauds requirements (Md. Code Com. Law § 2-201). Such revocation automatically terminates the Agent’s access to all digital wallets and DeFi protocols. This provision protects the Cryptocurrency Fund Manager from unauthorized actions that could trigger regulatory violations or investor claims.

Additional Details

List of Primary Cryptocurrency Wallet Addresses and Cold Storage Locations:

[crypto wallet addresses]

Authorized DeFi Protocols and Staking Platforms: [authorized defi protocols]
SEC RIA Compliance Officer or Legal Counsel Email: [ria compliance contact]
Custody Insurance Provider and Policy Number: [custody insurance provider]
Token Classification and Securities Determination Guidelines:

[token classification guidelines]

Maryland Low-Wage Employee Threshold for Compensation Decisions: [maryland employee wage threshold]
Agent Has Demonstrated Experience with Cryptocurrency Wallets and Smart Contracts: No
FinCEN MSB Registration Number (if applicable): [principal fincen msb id]

IN WITNESS WHEREOF, I have executed this Power of Attorney on the date first written above.

Principal

Name: Principal

Date: ___________________

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Why You Need This Power of Attorney

As a Cryptocurrency Fund Manager operating in Maryland, you face unique challenges when market volatility or regulatory scrutiny suddenly demands your immediate attention. Imagine you are in the midst of negotiating a complex staking agreement under the Commodity Exchange Act (CEA) with the CFTC when an unexpected family medical emergency requires you to step away from operations for weeks. Without a specialized Power of Attorney for Cryptocurrency Fund Manager in Maryland, your agent lacks clear authority to execute time-sensitive transfers between cold storage wallets, approve investor redemptions compliant with the Investment Advisers Act of 1940, or maintain FinCEN MSB reporting obligations. Maryland’s Personal Information Protection Act further requires precise handling of investor data during such transitions. This document grants your chosen agent targeted powers to handle wallet access protocols, token classification decisions to avoid misinterpretation as securities under the Securities Act of 1933, custody agreements with insured cold storage providers, and compliance audits—all while respecting Maryland-specific limits under the Wage Payment and Collection Law for any compensation-related decisions involving fund staff earning under $31,200 annually. By defining these powers explicitly, you mitigate custody risk, regulatory compliance risk, and tax liabilities unique to managing digital assets. A Maryland-compliant POA ensures seamless continuity without exposing you to personal liability for unauthorized actions, protecting both your fiduciary duties as an RIA and your clients’ interests in volatile cryptocurrency markets.

Authority Delegation & Safeguards

What This POA Authorizes

Beyond the standard power of attorney sections, this template adds fields specific to Cryptocurrency Fund Manager:

+List of Primary Cryptocurrency Wallet Addresses and Cold Storage Locations(Asset Controls)
+Authorized DeFi Protocols and Staking Platforms(Asset Controls)
+SEC RIA Compliance Officer or Legal Counsel Email(Regulatory Oversight)
+Custody Insurance Provider and Policy Number(Risk Management)
+Token Classification and Securities Determination Guidelines(Regulatory Oversight)
+Maryland Low-Wage Employee Threshold for Compensation Decisions
+Agent Has Demonstrated Experience with Cryptocurrency Wallets and Smart Contracts(Agent Qualifications)
+FinCEN MSB Registration Number (if applicable)(Regulatory Oversight)

A power of attorney (POA) is a legal document that enables one person (the principal) to designate another person (the agent or attorney-in-fact) to make decisions and act on their behalf in specified or all matters. The document serves as a legal empowerment that allows the agent to manage affairs such as financial transactions, health care decisions, and legal proceedings, thereby ensuring the principal's affairs can be managed even if they are incapacitated or unavailable to oversee them directly.

Delegation Risks This Document Addresses

Market Volatility Risk

Use of detailed risk disclosures in fund documents explaining the nature of cryptocurrency volatility to investors.

Regulatory Compliance Risk

Inclusion of comprehensive compliance policies and procedures, periodic audits, and active engagement with legal advisors to address evolving regulations.

Custody Risk

Implementation of robust custody agreements and contracts ensuring assets are stored using secure methods like cold storage, coupled with insurance that covers custody failures.

Tax Liabilities

Provision of tax strategy and reporting requirements in fund documents, and involvement of tax professionals to ensure compliance with tax obligations.

Power of Attorney Law in Maryland

Md. Code Com. Law § 2-201 — This section outlines Maryland's Statute of Frauds, which requires certain contracts to be in writing to be enforceable, such as agreements involving goods over $500. This is largely based on the Uniform Commercial Code but fits within Maryland's specific legislative framework.
Md. Code Com. Law § 2A-201 — Pertains to leases of goods, requiring a writing for leases exceeding $1,000. It reflects Maryland's adoption of the UCC but has specific state adaptations.

What Makes a POA Legally Valid

For this power of attorney to be legally valid:

  • +The document must be signed by the principal. In some jurisdictions, the agent's signature may also be necessary.
  • +It generally requires notarization to be effective, which involves authentication by a notary public.
  • +In many states, the POA must be witnessed by one or more witnesses to avoid disputes.
  • +Principal must have the legal capacity at the time of execution, meaning they understand the document's nature and implications.

Common mistakes to avoid:

  • !Failing to specify the scope of the powers granted, leading to potential overreach by the agent.
  • !Not clearly stating the duration or conditions under which the power ends, such as in case of the principal's incapacity.
  • !Omitting a revocation clause or instructions, making it difficult to revoke the POA when necessary.
  • !Not complying with state-specific requirements for signatures, witnesses, or notarization, which can render the document invalid.
  • !Selecting inappropriate or untrustworthy agents without evaluating their capability or reliability.

Maryland-Specific Provisions to Watch

  • +Maryland has a unique personal property lien law under Md. Code Ann., Comm. Law § 16-101 et seq., which governs agricultural liens and liens on motor vehicles distinctively from other states.
  • +The state recognizes 'community covenants' under Md. Code Ann., Real Prop. § 2-118, affecting real estate documents in ways that do not occur in many other jurisdictions.
  • +Maryland's 'Smart Growth' policies codified under the Md. Code Economic Development Article, Title 5, Subtitle 7B, include zoning and land use restrictions that can impact real estate development contracts and agreements with local governments.
  • +The Maryland Personal Information Protection Act (Md. Code Ann., Com. Law § 14-3501 et seq.) imposes specific data protection duties on businesses, affecting privacy clauses in consumer contracts.

Regulations Cryptocurrency Fund Manager Must Know

Securities Act of 1933

Regulates the offer and sale of securities to ensure that investors receive the significant information about an investment prior to buying it. Cryptocurrency fund managers need to determine if tokens are considered securities under this act.

Enforced by U.S. Securities and Exchange Commission (SEC)

Investment Advisers Act of 1940

Regulates investment advisers, including those managing cryptocurrency funds, focusing on fiduciary responsibilities and conflict of interest disclosures.

Enforced by U.S. Securities and Exchange Commission (SEC)

Bank Secrecy Act (BSA)

Requires reporting of certain transactions to prevent money laundering. Cryptocurrency fund managers need to comply with anti-money laundering (AML) obligations under the BSA.

Enforced by Financial Crimes Enforcement Network (FinCEN)

Commodity Exchange Act (CEA)

Regulates trading of commodity futures and options markets. As certain cryptocurrencies are considered commodities, fund managers may fall under the purview of this act.

Enforced by U.S. Commodity Futures Trading Commission (CFTC)

Licensing & Insurance for Cryptocurrency Fund Manager

  • +Registration with the U.S. Securities and Exchange Commission (SEC) as a Registered Investment Adviser (RIA) if managing $25 million or more in assets.
  • +State-level registration as investment advisers for managers handling less than $25 million.
  • +FinCEN compliance registration for money services business (MSB) if applicable.

Recommended coverage: Professional Liability Insurance (Errors & Omissions) · Crime Insurance · Directors and Officers (D&O) Insurance · Cyber Liability Insurance

Contract Pitfalls Specific to Cryptocurrency Fund Manager

  • !Defining the scope of fiduciary duties, especially in relation to novel assets.
  • !Misinterpretation of token classification as securities, impacting compliance and disclosure obligations.
  • !Conflicts of interest and fee structures where clarity and detailed disclosures are necessary.
  • !Handling investor redemptions and fund liquidation terms, particularly during market turmoil.

Frequently Asked Questions

01

What specific powers should a Cryptocurrency Fund Manager grant in a Maryland Power of Attorney?

A Cryptocurrency Fund Manager in Maryland should grant powers covering access to digital wallets, execution of transfers from cold storage, approval of staking and DeFi protocols, maintenance of SEC RIA compliance records under the Investment Advisers Act of 1940, and handling of FinCEN BSA reporting. The POA must explicitly address tokenomics decisions and custody agreements to prevent overreach, while incorporating Maryland’s requirements under the Personal Information Protection Act for data handling. This ensures the agent can act during incapacity without violating state or federal rules.

02

Does Maryland require notarization and witnesses for a Power of Attorney used by Cryptocurrency Fund Managers?

Yes. Under Maryland law, a Power of Attorney for a Cryptocurrency Fund Manager must be signed by the principal, notarized by a Maryland notary, and witnessed by at least two disinterested adults. This satisfies enforceability standards and reduces fraud risk in high-value digital asset scenarios. Failure to meet these formalities can invalidate the document, leaving fund operations exposed during critical periods of market volatility or regulatory examination.

03

Can my Maryland Power of Attorney for cryptocurrency management include duration limits tied to regulatory events?

Absolutely. The durational provision can specify that the agent’s authority activates upon your incapacity or a regulatory trigger such as an SEC inquiry under the Securities Act of 1933 and terminates upon revocation or a set date. Maryland courts enforce such tailored provisions provided they are clearly drafted. This is particularly useful for Cryptocurrency Fund Managers balancing ongoing CFTC obligations under the Commodity Exchange Act with personal availability.

04

How does this POA protect against custody and tax compliance risks specific to Maryland-based crypto funds?

By expressly authorizing the agent to maintain custody agreements with insured cold storage providers and coordinate with tax professionals for IRS and Maryland filings, the POA mitigates custody risk and tax liabilities. It incorporates references to the Bank Secrecy Act and Maryland’s data protection rules, ensuring the agent’s actions remain compliant and do not expose the principal to personal liability during absences.

Power of Attorney for Cryptocurrency Fund Manager by state

State laws affect what must be in this document. Pick your jurisdiction.

  • Arizona
  • California
  • Colorado
  • Florida
  • Georgia
  • Illinois
  • Indiana
  • Massachusetts
  • Michigan
  • Minnesota
  • New York
  • North Carolina
  • Pennsylvania

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